All full time Drew students are required to have health insurance coverage. Eligible students are able to purchase health insurance from University Health Plans. Information about the insurance plan and to download a brochure is available at www.universityhealthplans.com or by calling 1-800-437-6448.
Students who already have health insurance may waive the student insurance through the online form in Treehhouse. Log into the student section of Treehouse and click “Waive or Enroll in Student Health Insurance” under My Account. Students not enrolling in the school sponsored plan must provide evidence of other comparable insurance. Note that the Student Accounts office manages the enrollment and waiver process.
Students that fail to enroll or waive the plan will automatically be billed for the student insurance plan on their fall semester tuition bill.
|Annual: 8/15/19-8/15/20||Spring Only* 1/15/20-8/15/20|
*New Students Only
For information on insurance enrollment deadlines, go to Student Accounts.
Claim forms can be downloaded by clicking here. To submit a claim for services, print and complete a claim form and follow all instructions on the form. Claims must be received within 90 days from the date of treatment. Note that the Underwriting Company for the Drew Student Insurance Plan is National Guardian Life.
Please see the following documents for a complete listing of the costs of services and medications in the Health Services. All items are subject to change.
Medications from the Health Service Dispensary:
Both prescription and non-prescription medications purchased at the Health Service can be paid for with cash, check, or the All-Campus card. (You must have funds in your bookstore account to charge on the All-Campus card). Students enrolled in the student insurance plan will not be billed for prescription medication dispensed at the Health Service (except travel vaccines and medications) .
Medications from an outside pharmacy:
If you have the student health insurance plan for Drew, medications prescribed from our inventory will be covered in full. If we do not carry the medication, or you wish to have it filled at another location, we will give you a written prescription to take to the pharmacy of your choice. Madison Pharmacy (973-377-0075) is the closest to the campus in downtown Madison, and will deliver the prescription to campus. Students will need to call the Pharmacy in advance of delivery to find out the cost and to arrange payment. CVS and Walgreens pharmacies are also nearby but do not deliver. If you have prescription coverage through family insurance you should bring (or fax) a copy of the plan to the pharmacy who may then bill the insurance directly.
Only full-time students are eligible to enroll in the student plan (9+ credits for Grad/Theo students, 12+ credits for Undergraduate students). Matriculated students who are not currently registered, or who have requested a leave of absence, are not eligible to enroll in this plan. (Matriculated means that a student has been accepted into a degree granting program at Drew).
Full Time Students: All full time students will be billed automatically. NJ law Instructions for enrolling or waiving the insurance plan can be found in the Student Accounts section of Treehouse. All full time students and all international students are required to either enroll in the student health plan or waive out of the plan if they have comparable insurance coverage by August 5.
New Graduates: Enrolled students who graduate in May will be allowed to extend this plan for an additional 3 months after August 5 but must re-enroll in the continuation option by August 5. Contact University Health Plans directly.
Domestic students with proof of comparable insurance who do not want to purchase the student plan may waive out of the plan online via TreeHouse. If students choose to waive out of the plan they will not be eligible to enroll again for one year. Only NEW students can enroll in January.
International Students: International Students are strongly encouraged to remain enrolled in the Drew Insurance Plan. However non-immigrant international students with comparable insurance may waive the student plan Online. Please note that the alternate plan must provide coverage everywhere in the US.
Non-immigrant International students are also required to carry Repatriation/Medical Evacuation insurance which may or may not be included in the alternate plan. When it is not included, students can purchase this insurance separately for themselves and family by printing out the form found Online at the waiver site. The complete form should be mailed to University Health Plans as directed. Students who must wait until school begins to verify their alternate plan will not be charged a late registration fee. To read specific information for international students, click here.
Failure to complete the on-line enrollment or waiver form will result in delays checking into campus housing and registering.
Students who enroll online will receive their insurance ID within 2-3 weeks. IDs will be mailed to their Drew mailbox unless otherwise stated on the online enrollment form.
Students who are admitted to Drew after the deadline date will be given a two week grace period to purchase the student insurance plan. After September 1st or February 1st, extensions will be decided on a case by case basis.
Generally Drew recommends that all resident undergraduate students and intercollegiate athletes consider purchasing the plan since it gives students access to local care when they may need it the most. Be aware that many “home” insurance plans will not cover non-emergency services when students are away from home, even in New Jersey. Many HMOs may require that blood work, x-rays, physical therapy and specialist referrals only be done at “in-network” facilities. Students may find it difficult or inconvenient to return home for these types of services.
Before you decide to waive out of this plan, you should check with your home insurance to make sure you are covered not only for emergency care but also for any non-emergency, follow-up, specialist consultation or rehabilitative services in the area. Drew Health Service uses LabCorp for blood work. While this is a national laboratory, students should check whether LabCorp is covered by their family insurance company.
Students that participate in Drew’s student health insurance plan will automatically have their claims filed for services received at the Health Service. Students not enrolled in Drew’s health insurance plan may request an itemized bill to submit to a private insurance carrier. It is the student’s responsibility to file all insurance claims to his/her insurer. The Health Service will only submit insurance claims to the school sponsored health insurance plan.
Full time Graduate or Theological students will be automatically enrolled in the plan in order to comply with state law. Graduate students who live in or out of the area and are enrolled in another plan will probably not need to purchase the student plan and may choose to waive out of the plan. Be aware that students who have other coverage, and do not want to purchase the student insurance must waive out by the deadline either online or by contacting University Health Plans directly at 800-437-6448. Full-time students who do not waive out of the plan by the deadline will automatically be enrolled in the plan.
This is NOT recommended for undergraduate students. Virtually every insurance company will pay for true emergencies anywhere in the country. It may make more sense for Grad or Theo students to do this if they are living on campus 12 months per year.
Most health care needs can be met on campus at Drew’s nationally accredited Health Service. Nurse practitioners are available during all office hours, and students are not charged for either physician or nurse practitioner visits. The Health Center is open Monday through Friday during regular semesters and the Morristown Medical Center Emergency Room is only 3 miles away if needed. Health Service staff are happy to cooperate/collaborate with outside primary care providers when students request us to do so.
Yes, the Drew plan provides coverage 24 hours a day anywhere in the US and abroad for as long as you are insured. The only exception is that international students enrolled in the plan will not be covered while residing in their homeland.
Claim forms should be sent to:
Consolidated Health Plans
195 Stafford Street
Springfield, MA 01104-3503
NO. Students who are not enrolled in the student insurance program will have to pay for billable services such as on-campus lab tests, allergy shots, prescription medications,Pap smears, vaccines etc. and students are responsible for submitting claims to their family insurance company. However students can request an insurance coded receipt for all billable services at the Health Service. The form will include all of the necessary information to send to your insurance company. Be aware that your private insurance may or may not pay for our services since we do not belong to any HMOs.
Only NEW students can purchase the insurance in January for the second semester. Students who enroll in the summer will be covered for 12 months. Be aware that if students waive out of the plan in the summer, they will not be able to enroll again for one year.
The Drew Student Insurance Plan is primary. However, it will co-pay with other insurance plans if a student has more than one plan.
NO. Students who are enrolled in the Student Plan are not required to get a referral from the Health Service for off-campus care. However, the Health Service maintains a list of local providers by specialty, and a referral from the Health Service often leads to earlier appointments and better continuity of care.
Still have a question? Call University Health Plans at (800) 437-6448 or Drew Health Service at 973-408-3414.
All new students who reside in campus housing will be required to receive a meningitis vaccine before entering their room/apartment. Menactra or Menomune Vaccine can be obtained at Drew if it is not available in your home country. No other type of meningitis vaccine will be accepted.
This section is intended to provide healthcare information to international students who are interested in studying at Drew University. It will answer some common questions that are asked by international students, including questions from students who plan to bring their families to Drew.
This website contains important information about insurance costs. Please read this section carefully.
All full-time students will be billed automatically for the student insurance plan. Students who intend to enroll in the student insurance plan are asked to do so online at the forms menu of treehouse. Students who do not enroll or waiver out online by the deadline will automatically be enrolled in the plan. International students are encouraged to enroll in the Drew Insurance Plan. However nonimmigrant international students with comparable insurance may waive the student plan Online. The alternate plan must provide coverage everywhere in the US.
Non-immigrant international students are also required to carry Repatriation/Medical Evacuation insurance which may or may not be included in the alternate plan. When it is not included, students can purchase this insurance separately for themselves and family members by completing the copy of the application form found at the “forms” link on treehouse.
Students who bring their spouse or children to Drew and who live in campus housing should provide family members with health insurance. Spouse and family members are not eligible to enroll in the Student Health Insurance plan.
YES. The Drew Health Service is an ambulatory health center located on-campus and exclusively serves the needs of our student community. The Health Service should be the first place you go to if you need advice about your health. We will examine and treat you if you are sick, answer your questions if you want to know more about staying well, and we will refer you to the best off-campus specialists or hospital if you need more care. Most health care received at the student health service is free or is completely covered by the student insurance plan.
In many ways our doctors and nurses serve as your “family” away from home. We care about what happens to our students and we understand how frightening it can be to receive health care in a country where the language or customs are not your own. So in the event that you become ill while studying at Drew, we will “advocate” for you to be sure that you receive the best care possible.
YES. In the unlikely event that you become seriously ill while at Drew, we might refer you to an off-campus specialist or to Morristown Memorial Hospital which is a major medical center only 3 miles from campus. If you have a medical emergency, or if you need immediate help when you are on campus, Drew’s Public Safety Department will respond to your call immediately (24 hours per day, 365 days per year) and arrange for you to be taken to the hospital for evaluation and treatment.
No. Spouses and family members are not able to come to the Health Services for treatment; they will be referred to health providers in the community.
YES. That is why it is important to have medical insurance while you are living in the US. That is also why we provide so many services on-campus at no cost to students.
You should also know that off-campus specialist or hospital care will be completely or partially covered by the student insurance plan. Students should expect to pay any remaining costs related to off-campus specialists, emergency care, hospitalizations or other expensive tests or treatments. Please Note: While the Drew Student Insurance pays up to 80% of covered expenses, no insurance plan covers 100% of these services.
YES. All full-time students are required to carry medical insurance and students will be billed by Drew automatically. (ALL international students who are not permanent residents are considered full time by INS. Full-time international students who are permanent residents will be charged the same as domestic students). The fee will be found on the tuition bill. If you are NOT billed in error, please telephone the business office at 973-408-3114 or email the business office (email@example.com) to arrange enrollment.
As of 1996, the US government requires students with J1 visas to purchase family insurance when they bring their spouse and children with them. However, Drew University requires ALL students to purchase medical insurance for their spouse and children who are residing in Drew housing.
While students with comparable insurance may waive out of the Drew plan, international students are strongly urged to purchase the Drew plan. That is because it is usually has better benefits (like no deductible) than most US plans that are bought in your home country. It is also an advantage to have a plan than has been designed for Drew students exclusively.
YES. Recent changes in federal law have impacted on international students greatly. The US government will no longer allow international students or their families to apply for public assistance anywhere in the US. This means that international students and their families are not eligible to apply for programs such as “charity care”, food stamps, housing subsidies or Medicaid which are government programs intended to assist low income American families. In the future, visas may be withheld due to unpaid medical bills. All international students must be aware of this and plan accordingly.
It means that you are required by INS to carry insurance that will pay for your expenses to send you home if you are very ill or to return your body home if you die in this country.
Please understand that purchasing the supplemental insurance does not change or increase the coverage of the basic plan (first $100,000). If a student wishes to purchase the supplemental insurance he/she must purchase this insurance for all family members. For instance, the student cannot enroll one family member (such as a child) without having the supplemental coverage for him/herself and spouse. Students and dependents must be enrolled in the basic plan first to be eligible for the supplemental insurance. It is usually not necessary for international families to purchase this additional insurance if they would choose to go home in case of a serious illness.
Please obtain a copy of this year’s Drew Brochure 2017-2018 with contains the terms of coverage as well as insurance fees.
YES. The state of New Jersey (and most other states) requires that students have certain immunizations before they can attend class at a college or university in New Jersey. Specifically, it involves obtaining two measles vaccines and at least one mumps and rubella vaccines if a student was born after 1956. As an alternative, students can submit the results of a blood test that confirms that they are immune to these diseases. All students are also required to be screened for tuberculosis within 6 months of attending class at Drew. Students taking more than 12 credits must have also received the Hepatitis B vaccinations.
Students who reside in campus housing, will be required by law to receive a meningitis vaccine.
If students have difficulty obtaining these vaccines or the TB screening in their own country, they can obtain them on campus at the Health Service immediately upon arrival. These vaccines are not required for spouses although they may be recommended.
Check out the Vaccine Information Statements page, for information provided by the CDC on the required vaccinations. This information is provided not only in English, but also in the following languages: Arabic, Armenian, Cambodian, Chinese, Croatian, Farsi, French, German, Haitian Creole, Hmong, Japanese, Korean, Laotian, Portuguese, Romanian, Russian, Samoan, Serbo-Croatian, Somali, Spanish, Tagalog, and Vietnamese, with more languages being added all the time.
YES. Blood tests for immunity to measles, mumps, rubella, and hepatitis B are available at the Health Service for a discounted price. Laboratory proof of immunity is an acceptable alternative to receiving the required vaccines. This will be very helpful to new international students who are from countries that do not give these vaccines, or for students who cannot find their childhood records. It should be noted that if the blood test confirms that the student is NOT immune to measles, mumps or rubella, then vaccination for these diseases will be required. Please contact the Health Service at 973-408-3414 to schedule an appointment.