2012-2013 Academic Year
| Plan | Processor | Payments Due | First Payment Due | Years to Pay | Fees | Interest Charged |
| Perkins Loan | Drew | Quarterly | 9 months after leaving college | 10 | None | 5% annual rate |
| Direct Subsidized Loan | Federal Department of Education |
Monthly | 6 months after leaving college | 10 | 0.5% origination fee, deducted from total lean amount | The interest rate is 6.8% (undergraduate)
The interest rate is 6.8% (graduate/professional) |
| Direct Unsubsidized Loan | Federal Department of Education |
Monthly | Interest due either from the date of distribution, or if capitalized, after in-school and grace periods |
10 | 0.5% origination fee, deducted from total loan amount | The interest rate is 6.8% |
| Direct PLUS Loan |
Federal Department of Education | Monthly | 60 days after disbursement | 10 | 3% origination fee, deducted from total loan amount1% guarantor fee, deducted from total loan amount | The interest rate is 7.9% |
| Direct Graduate PLUS Loan | Federal Department of Education | Monthly | 60 days after disbursement | 10 | 3% origination fee, deducted from total loan amount1% guarantor fee, deducted from total loan amount | The interest rate is 7.9% |