Billing cycles are set up on a quarterly basis. Minimum amounts due are $90.00 quarterly or $120.00 quarterly if you have received your first loan after 10/1/92. Those who have borrowed more than $2,800.00 will find their quarterly payments increase with the size of their loan in order to repay the loan within the 10 year maximum time limit allowed under federal law.

Borrowers are reminded they are still responsible for payments due even if bills are not received. If you have billing questions or did not receive a bill, please contact ACS/Xerox. You must update your address with ACS/Xerox to ensure timely receipt of bills.

It might also be helpful to create an online account so that you have the most up-to-date information available regarding your account. This can be done at

Payments are due on the first of the month. If a payment is not received within 15 days of the due date, an overdue notice will be sent and late fees assessed.

Mail payments with your remittance form to the address noted on the form. If you mail a payment without the remittance form, please use the following address and note your account number with your payment:

Xerox Education Services
Campus Products/Services
PO Box 7061
Utica, NY 13504-7061

Forms and correspondences should be mailed to:

Xerox Education Services
Campus Products/Services
PO Box 7060
Utica, NY 13504-7060

All checks should be made payable to Drew University NDSL and your account number(s) should be on all checks and correspondences.