Billing cycles are set up on a quarterly basis. Minimum amount due is $120.00 quarterly if you have received your first loan after 10/1/92. Those who have borrowed more than $2,800.00 will find their quarterly payments increase with the size of their loan in order to repay the loan within the 10 year maximum time limit allowed under federal law.

Borrowers are reminded they are still responsible for payments due even if bills are not received. If you have billing questions or did not receive a bill, please contact UAS. You must update your address with UAS to ensure timely receipt of bills.

It might also be helpful to create an online account so that you have the most up-to-date information available regarding your account. This can be done at

Payments are due on the first of the month. If a payment is not received within 15 days of the due date, an overdue notice will be sent and late fees assessed.

Please click our Important Contacts page for information regarding mailing payments or correspondence.  All checks should be made payable to “Drew University NDSL” and your account number(s) noted on the check.